Can I Pay for Planet Fitness Membership With A Debit Card?

Hey there fitness enthusiasts! If you’re thinking about joining Planet Fitness then you already know the Planet Fitness┬ámembership cost, the super popular gym chain known for its judgment-free attitude and crazy low membership prices, there’s probably one big question on your mind:

Can I Pay for Planet Fitness Membership With A Debit Card?

Can I Pay for Planet Fitness Membership With A Debit Card

I get it. These days, whipping out a debit card or loading up a prepaid card is way more common than writing an old-school check. Plus, not everybody has or wants a credit card.

So what’s the deal with Planet Fitness – do they take plastic or what?

Well, I’ve got you covered.

In this article, we’ll dive into Planet Fitness’ payment policies and break it all down in plain English. No confusing jargon allowed! By the end, you’ll know exactly what types of payment Planet Fitness accepts and why.

You Must Know:

Let’s get into it!

Can You Pay Planet Fitness with Debit Cards?

Alright, let’s tackle the first big question: Can you pay for a Planet Fitness membership with a debit card?

I hate to be the bearer of bad news, but in most cases, the answer is no. The vast majority of Planet Fitness locations do not accept debit cards for membership payments. Crazy, right?

Instead, Planet Fitness usually requires members to pay for their membership fees directly through a checking account. Yep, you read that right – they want that sweet, sweet electronic funds transfer straight from your bank.

Now, in some very rare cases, you might stumble upon a Planet Fitness location that does accept debit card payments. But this is the exception, not the rule. That’s because Planet Fitness locations are usually franchises, meaning the individual owners can sometimes make their payment policies.

But as a general rule of thumb, it’s best to assume your local Planet Fitness won’t be cool with you using a debit card to pay for your membership. Darn.

Does Planet Fitness Take Prepaid Cards?

Okay, so debit cards are usually a no-go. But what about prepaid cards? If you’re not familiar, prepaid cards are like gift cards that you can load money onto and use to make purchases. Super handy!

Unfortunately, just like with debit cards, Planet Fitness typically does not accept prepaid cards for membership payments. Again, they vastly prefer payments to come straight from a checking account.

However, there is a tiny sliver of hope. In some cases, individual Planet Fitness locations might be willing to accept prepaid cards for one-time purchases or membership prepayments. But again, this is rare and not something you should count on.

At the end of the day, Planet Fitness wants your membership payments to come out of a real deal checking account, not a prepaid card. Womp womp.

Why Doesn’t Planet Fitness Accept Debit Cards or Prepaid Cards?

At this point, you might be wondering, “What the heck, Planet Fitness? Why you gotta be so picky about payment types?” And honestly, it’s a fair question!

Here’s the deal: Planet Fitness is all about those sweet, sweet recurring payments.

With their super low membership fees, they make a lot of their money by having a big ol’ base of loyal members who pay their dues every single month.

And when it comes to recurring payments, Planet Fitness has found that checking accounts are the way to go.

Why? Well, there are a few reasons:

  • Checking accounts are reliable. Once you give Planet Fitness your checking account info, they can easily withdraw your membership fees every month without you having to lift a finger. No need to remember to make a payment or update any info. Easy peasy!
  • Checking accounts cut down on payment issues. If Planet Fitness had to deal with expired debit cards, lost prepaid cards, or overdrawn accounts every month, it would be a huge hassle. By sticking with checking accounts, they avoid a lot of those payment headaches.
  • Franchises like consistency. Since most Planet Fitness locations are franchises, the company likes to have consistent payment policies across all its gyms. Sticking with checking accounts keeps things nice and uniform.

So while it might be a bit of a bummer that Planet Fitness doesn’t accept debit or prepaid cards, they have their reasons. It all comes down to keeping those membership payments flowing smoothly and avoiding any unnecessary payment drama.

Planet Fitness Payment Types:

Alright, let’s break this down into a nice, neat table so you can see exactly what types of payments Planet Fitness accepts at a glance:

Payment Type Accepted at Most Planet Fitness Locations?
Checking Account Yes
Debit Card No (with some rare exceptions)
Prepaid Card No (with some rare exceptions)
Credit Card No (with some rare exceptions)
Cash No

As you can see, Planet Fitness is pretty darn particular about those checking accounts! While there are some rare exceptions where a location might accept a debit card, prepaid card, or credit card, it’s not the norm. And cash? Forget about it.

The Bottom Line on Planet Fitness Payments

Okay fitness friends, let’s wrap this up with a nice tidy bow. When it comes to paying for your Planet Fitness membership, here’s what you need to know:

  • Planet Fitness vastly prefers payments to come directly from a checking account.
  • Most locations do not accept debit cards, prepaid cards, credit cards, or cash.
  • In very rare cases, some locations might accept debit, prepaid, or credit cards, but it’s best not to count on it.
  • Planet Fitness likes checking accounts because they’re reliable, cut down on payment issues, and keep things consistent across franchises.

So if you’re ready to sign up for a Planet Fitness membership and get your sweat on, make sure you’ve got a trusty checking account ready to go. It might not be as convenient as swiping a card, but hey, for those low low prices, it’s worth it!




And there you have it, folks! The lowdown on Planet Fitness payment types.

While it’s a bit of a bummer that they don’t accept debit cards, prepaid cards, or most other forms of payment, their reasoning is pretty solid.

By sticking with checking accounts, they keep those membership payments rolling in smoothly and avoid any payment drama.

So if you’re ready to join the Judgement Free Zone and start crushing those fitness goals, remember: checking your account is king!

And hey, even if you’re not thrilled about sharing your checking info with Planet Fitness, just remember – you’re getting a seriously sweet deal on that membership.

A little electronic funds transfer is worth it for access to all that top-notch gym equipment and those sparkly clean locker rooms.

Now go out there and get your fitness on, you beautiful, checking account-having specimen,! Planet Fitness is waiting with open, judgment-free arms.

About Gym Bills Team

We are a team of fitness enthusiasts who have made it our mission to scout out the best gym deals globally and provide transparent pricing information to help you find affordable access to top-quality fitness facilities.

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